Skip to content
Screener

Waterstone Financial WSBF Community Banking — Labor And Related Expense

Other segment segments

Mortgage Banking
$16.57M+1.6%

Similar metrics at other companies

Bank of the James Financial Group logo
BOTJCommunity Banking — Labor And Related Expense
$4.33M+15.8%
Citizens Financial Services, Inc. logo
CZFSCommunity Banking — Labor And Related Expense
$10.27M+3.0%
First United logo
FUNCCommunity Banking — Labor And Related Expense
$6.8M+10.6%
C&F Financial logo
CFFICommunity Banking — Labor And Related Expense
$10.49M+11.3%
FRA
FRAFCommunity — Labor And Related Expense
$7.68M-1.9%
Merchants Bancorp logo
MBINBanking — Labor And Related Expense
$5.38M-11.5%

Other financials

Income statement

See full
Revenue$55.2M
Net income$8.5M+9.5%
EPS (diluted)$0.53

Balance sheet

See full
Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

See full
Operating cash flow$9.5M+125%
CapEx$136.0K+131%
Free cash flow$9.4M+124%

Valuation

See full
Market cap$369.79M+43.9%
P/E12.3×-0.1×

Profitability

See full
Net margin27.4%
FCF margin54.6%

Returns & leverage

See full
Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Waterstone Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026246
Line itemCommunity / BankingMortgage / BankingHolding / Company and / OtherConsolidated
Net interest income after provision (credit) for credit losses15,5821761615,774
Noninterest income:2,02022,363(143)24,240
Noninterest expenses:
Compensation, payroll taxes, and other employee benefits5,61216,565(203)21,974
Occupancy, office furniture and equipment942628-1,570
Advertising251476-727
Data processing722557-1,279
Communications105121-226

Item 1. Financial Statements

FAQ

What is Waterstone Financial's community banking — labor and related expense?
Waterstone Financial (WSBF) reported community banking — labor and related expense of $5.61M in Q2 2026.
How has Waterstone Financial's community banking — labor and related expense changed year-over-year?
Waterstone Financial's community banking — labor and related expense increased by 11.6% year-over-year, from $5.03M to $5.61M.
What is the long-term trend for Waterstone Financial's community banking — labor and related expense?
Over 4 years (2021 to 2025), Waterstone Financial's community banking — labor and related expense has grown at a 0.8% compound annual growth rate (CAGR), from $20.29M to $20.92M.
What does community banking — labor and related expense mean?
This encompasses all costs associated with personnel, including salaries, benefits, and payroll taxes for the community banking segment. It is a significant component of the segment's operating expenses and reflects the human capital investment required to support banking operations.

Ask your AI about Waterstone Financial's community banking — labor and related expense.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude