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C&F Financial CFFI Community Banking — Labor And Related Expense

Other segment segments

Mortgage Banking
$2.26M+26.2%
Consumer Finance
$2.03M+2.8%
All Other Segments
-$54K-112%

Similar metrics at other companies

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$5.58M+7.0%
Citizens Financial Services, Inc. logo
CZFSCommunity Banking — Labor And Related Expense
$10.28M-0.1%
Merchants Bancorp logo
MBINBanking — Labor And Related Expense
$6.75M+4.2%
NBT
NBTBBanking — Labor And Related Expense
$56.86M+14.8%
OFG Bancorp logo
OFGBanking — Labor and Related Expense
$38.46M+4.6%

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's community banking — labor and related expense?
C&F Financial (CFFI) reported community banking — labor and related expense of $10.12M in Q1 2026.
How has C&F Financial's community banking — labor and related expense changed year-over-year?
C&F Financial's community banking — labor and related expense increased by 9.0% year-over-year, from $9.28M to $10.12M.
What is the long-term trend for C&F Financial's community banking — labor and related expense?
Over 3 years (2022 to 2025), C&F Financial's community banking — labor and related expense has grown at a 3.7% compound annual growth rate (CAGR), from $33.77M to $37.64M.
What does community banking — labor and related expense mean?
Includes all compensation, benefits, and payroll-related costs associated with the staff operating within the community banking segment. This is typically the largest component of noninterest expense and reflects the human capital investment required to support banking operations.