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C&F Financial CFFI Mortgage Banking — Labor And Related Expense

Other segment segments

Community Banking
$10.12M+9.0%
Consumer Finance
$2.03M+2.8%
All Other Segments
-$54K-112%

Similar metrics at other companies

First BanCorp logo
FBPMortgage Banking — Labor And Related Expense
$7.02M+0.7%
Waterstone Financial logo
WSBFMortgage Banking — Labor And Related Expense
$14.47M+20.1%
First Community Corporation logo
FCCOMortgage Banking1 — Labor And Related Expense
$844K+0.4%
Colony Bankcorp logo
CBANMortgage — Labor And Related Expense
$1.8M+24.0%
PennyMac Financial Services, Inc. logo
PFSIMortgage Banking Lending Sector — Labor And Related Expense
$136.26M+37.8%
PennyMac Financial Services, Inc. logo
PFSIMortgage Banking Servicing Sector — Labor And Related Expense
$52.54M-0.8%

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's mortgage banking — labor and related expense?
C&F Financial (CFFI) reported mortgage banking — labor and related expense of $2.26M in Q1 2026.
How has C&F Financial's mortgage banking — labor and related expense changed year-over-year?
C&F Financial's mortgage banking — labor and related expense increased by 26.2% year-over-year, from $1.79M to $2.26M.
What is the long-term trend for C&F Financial's mortgage banking — labor and related expense?
Over 3 years (2022 to 2025), C&F Financial's mortgage banking — labor and related expense has grown at a 1.3% compound annual growth rate (CAGR), from $7.6M to $7.9M.
What does mortgage banking — labor and related expense mean?
The total costs associated with compensation, benefits, and payroll taxes for employees within the mortgage banking segment. This is a key efficiency metric that tracks the primary operating cost required to sustain mortgage origination and servicing volumes.