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Waterstone Financial WSBF Community Banking — Other Noninterest Expense

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Other financials

Income statement

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Revenue$55.2M
Net income$8.5M+9.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow$9.5M+125%
CapEx$136.0K+131%
Free cash flow$9.4M+124%

Valuation

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Market cap$374.64M+43.9%
P/E12.5×-0.1×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:OtherNoninterestExpense.

The source filing: Waterstone Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026246
Line itemCommunity / BankingMortgage / BankingHolding / Company and / OtherConsolidated
Professional fees197103-300
Real estate owned27--27
Loan processing expense-817-817
Other7411,676422,459
Total noninterest expenses8,59720,943(161)29,379
Income before income tax expense9,0051,5963410,635
Income tax expense1,74142572,173
Net income$7,264$1,171$27$8,462

Item 1. Financial Statements

FAQ

What is Waterstone Financial's community banking — other noninterest expense?
Waterstone Financial (WSBF) reported community banking — other noninterest expense of $741K in Q2 2026.
How has Waterstone Financial's community banking — other noninterest expense changed year-over-year?
Waterstone Financial's community banking — other noninterest expense increased by 59.0% year-over-year, from $466K to $741K.
What is the long-term trend for Waterstone Financial's community banking — other noninterest expense?
Over 4 years (2021 to 2025), Waterstone Financial's community banking — other noninterest expense has grown at a 4.0% compound annual growth rate (CAGR), from $1.97M to $2.31M.
What does community banking — other noninterest expense mean?
Includes miscellaneous operating costs that do not fall under standard categories like personnel, occupancy, or technology. Monitoring this helps identify hidden operational inefficiencies or one-time administrative burdens within the community banking segment.

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