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NBT Bancorp NBTB Banking — Other Noninterest Expense

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Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OtherNoninterestExpense.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820
(In thousands, except per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Amortization of intangible assets3,1913,0426,5395,153
Loan collection and other real estate owned, net5444891,1541,148
Acquisition expenses-17,180-18,401
Other6,7318,21613,07714,440
Total noninterest expense$111,438$122,610$223,670$222,510
Income before income tax expense$69,116$30,707$135,791$77,928
Income tax expense16,0868,19731,61918,673
Net income$53,030$22,510$104,172$59,255

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's banking — other noninterest expense?
NBT Bancorp (NBTB) reported banking — other noninterest expense of $8.08M in Q2 2026.
How has NBT Bancorp's banking — other noninterest expense changed year-over-year?
NBT Bancorp's banking — other noninterest expense decreased by 16.6% year-over-year, from $9.68M to $8.08M.
What is the long-term trend for NBT Bancorp's banking — other noninterest expense?
Over 3 years (2022 to 2025), NBT Bancorp's banking — other noninterest expense has grown at a 19.4% compound annual growth rate (CAGR), from $22.68M to $38.62M.
What does banking — other noninterest expense mean?
Includes miscellaneous operating expenses within the banking segment that do not fall into standard categories like personnel, occupancy, or technology. Monitoring this helps identify fluctuations in overhead that are not tied to core banking operations.

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