Consumer Banking — Other Noninterest Expense

Business Segments · Other Noninterest Expense

Bank of America Consumer Banking — Other Noninterest Expense increased by 11.3% to $4.51B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 14.6%, from $3.93B to $4.51B. Over 3 years (FY 2022 to FY 2025), Consumer Banking — Other Noninterest Expense shows an upward trend with a 6.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ4 2025

How to read this metric

Increasing costs may reflect heavy investment in digital transformation or infrastructure, while decreasing costs suggest successful cost-cutting measures.

Detailed definition

Operating expenses within the consumer banking segment that are not related to labor, such as technology costs, marketin...

Peer comparison

Commonly reported as 'other operating expenses' or 'non-personnel expense' by peer banks.

Metric ID: bac_segment_consumer_banking_other_noninterest_expense

Historical Data

16 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$3.46B$3.46B$3.46B$3.46B$3.73B$3.73B$3.73B$3.73B$3.84B$3.88B$4.03B$3.93B$4.14B$3.94B$4.05B$4.51B
QoQ Change+0.0%+0.0%+0.0%+7.7%+0.0%+0.0%+0.0%+2.9%+1.1%+3.9%-2.4%+5.3%-4.9%+2.8%+11.3%
YoY Change+7.7%+7.7%+7.7%+7.7%+2.9%+4.0%+8.0%+5.4%+7.9%+1.5%+0.4%+14.6%
Range$3.46B$4.51B
CAGR+7.3%
Avg YoY Growth+6.3%
Median YoY Growth+7.7%
Current Streak2 quarters growth

Frequently Asked Questions

What is Bank of America's consumer banking — other noninterest expense?
Bank of America (BAC) reported consumer banking — other noninterest expense of $4.51B in Q4 2025.
How has Bank of America's consumer banking — other noninterest expense changed year-over-year?
Bank of America's consumer banking — other noninterest expense increased by 14.6% year-over-year, from $3.93B to $4.51B.
What is the long-term trend for Bank of America's consumer banking — other noninterest expense?
Over 3 years (2022 to 2025), Bank of America's consumer banking — other noninterest expense has grown at a 6.3% compound annual growth rate (CAGR), from $13.86B to $16.63B.
What does consumer banking — other noninterest expense mean?
Operating costs excluding staff salaries, such as technology and facility expenses.

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