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Wintrust Financial WTFC Q2 2025 earnings

Reported July 21, 2025 · After market close

Revenue$670.8MBeat by $10.6M
EPS$2.78Beat by $0.18
Revenue estimate$660.1M
EPS estimate$2.60

Next report

Oct 19, 2026 (in 2 months)
Revenue estimate$752.8M
EPS estimate$3.24

Financials

Q2 2025

Income statement

See full
Revenue$670.8M+13.4%
Net income$195.5M+28.3%
EPS (diluted)$2.78+19.8%

Balance sheet

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Cash & equivalents$695.6M+67.4%
Total debt$56.3M-3.1%
Total equity$7.2B+30.5%
Total assets$69.0B+15.4%

Cash flow

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Operating cash flow$329.2M+48.8%
CapEx$12.5M-68.1%
Free cash flow$215.1M+18.1%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$8.23B+35.0%
Enterprise value$7.59B+32.2%
P/E11.1×+1.4×

Returns & leverage

See full
Return on equity11.6%-0.3pp
Debt / equity0×0.0×

FAQ

When did Wintrust Financial report Q2 2025 earnings?
Wintrust Financial (WTFC) reported Q2 2025 earnings on July 21, 2025 after market close.
What were Wintrust Financial's Q2 2025 revenue and EPS?
Wintrust Financial reported revenue of $670.8M and eps of $2.78 for Q2 2025.
Did Wintrust Financial beat estimates in Q2 2025?
Revenue beat the consensus estimate of $660.1M by $10.6M. EPS beat the consensus estimate of $2.60 by $0.18.
How did Wintrust Financial's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.4% from $591.8M a year earlier and eps grew 19.8% from $2.32.
Where can I find Wintrust Financial's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001015328-25-000172) and the 10-Q periodic report (0001015328-25-000188) directly on SEC EDGAR. The filing index links above go to sec.gov.