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Wintrust Financial WTFC Q3 2025 earnings

Reported October 20, 2025 · After market close

Revenue$697.8MBeat by $8.3M
EPS$3.06Beat by $0.43
Revenue estimate$689.5M
EPS estimate$2.63

Next report

Oct 19, 2026 (in 2 months)
Revenue estimate$752.8M
EPS estimate$3.24

Financials

Q3 2025

Income statement

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Revenue$697.8M+13.3%
Net income$216.3M+27.2%
EPS (diluted)$2.78+12.6%

Balance sheet

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Cash & equivalents$565.5M-22.7%
Total debt$56.1M-2.7%
Total equity$7.0B+10.1%
Total assets$69.6B+9.2%

Cash flow

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Operating cash flow$209.8M—
CapEx$12.5M-25.2%
Free cash flow$215.1M—

Valuation & ratios

Valuation

as of 09/30/25
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Market cap$8.87B+30.2%
Enterprise value$8.36B+36.2%
P/E11.3×+0.5×

Returns & leverage

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Return on equity11.7%+0.6pp
Debt / equity0×0.0×

FAQ

When did Wintrust Financial report Q3 2025 earnings?
Wintrust Financial (WTFC) reported Q3 2025 earnings on October 20, 2025 after market close.
What were Wintrust Financial's Q3 2025 revenue and EPS?
Wintrust Financial reported revenue of $697.8M and eps of $3.06 for Q3 2025.
Did Wintrust Financial beat estimates in Q3 2025?
Revenue beat the consensus estimate of $689.5M by $8.3M. EPS beat the consensus estimate of $2.63 by $0.43.
How did Wintrust Financial's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.3% from $615.7M a year earlier and eps grew 23.9% from $2.47.
Where can I find Wintrust Financial's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001015328-25-000203) and the 10-Q periodic report (0001015328-25-000207) directly on SEC EDGAR. The filing index links above go to sec.gov.