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Wintrust Financial WTFC Mortgage banking

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept wtfc:RevenuesMortgageBanking.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(Dollars in thousands, except per share data)Three Months Ended / June 30,2026Three Months Ended / June 30,2025Six Months Ended / June 30,2026Six Months Ended / June 30,2025
Net interest income after provision for credit losses574,232524,4601,123,6621,026,971
Non-interest income
Wealth management39,88336,82181,94270,863
Mortgage banking27,43823,17050,83443,699
Service charges on deposit accounts21,24019,50242,21038,864
Gains on investment securities, net1,8456501,8143,846
Fees from covered call options4,7935,6249,4629,070
Trading gains, net701518087

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's mortgage banking?
Wintrust Financial (WTFC) reported mortgage banking of $27.44M in Q2 2026.
How has Wintrust Financial's mortgage banking changed year-over-year?
Wintrust Financial's mortgage banking increased by 18.4% year-over-year, from $23.17M to $27.44M.
What is the long-term trend for Wintrust Financial's mortgage banking?
Over 4 years (2021 to 2025), Wintrust Financial's mortgage banking has grown at a -24.1% compound annual growth rate (CAGR), from $273.01M to $90.78M.
What does mortgage banking mean?
Mortgage banking as reported by Wintrust Financial Corp.

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