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Wintrust Financial WTFC Investing Cash Flow

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInInvestingActivities.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(In thousands)Six Months Ended / June 30,2026Six Months Ended / June 30,2025
Increase in loans, net(2,600,181)(2,957,473)
Redemption of BOLI337
Purchases of premises and equipment, net(30,460)(9,710)
Net Cash Used for Investing Activities(4,290,299)(3,921,051)
Financing Activities:
Increase in deposit accounts, net3,424,0843,304,462
(Decrease) increase in other borrowings, net(94,909)70,551
Decrease in Federal Home Loan Bank advances, net(629)

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's investing cash flow?
Wintrust Financial (WTFC) reported investing cash flow of -$2.42B in Q2 2026.
How has Wintrust Financial's investing cash flow changed year-over-year?
Wintrust Financial's investing cash flow increased by 17.8% year-over-year, from -$2.95B to -$2.42B.
What is the long-term trend for Wintrust Financial's investing cash flow?
Over 4 years (2021 to 2025), Wintrust Financial's investing cash flow has grown at a 1.0% compound annual growth rate (CAGR), from -$5.93B to -$6.17B.
What does investing cash flow mean?
Total net cash provided by or used in investing activities — capex, acquisitions, investment purchases/sales, and other investing items.

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