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Wintrust Financial WTFC Occupancy and equipment

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.74B+28.3%
P/E11.9×+0.6×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(Dollars in thousands, except per share data)Three Months Ended / June 30,2026Three Months Ended / June 30,2025Six Months Ended / June 30,2026Six Months Ended / June 30,2025
Salaries and employee benefits234,089219,541462,536431,067
Software and equipment39,28836,52274,94271,239
Operating lease equipment11,18710,75722,17421,228
Occupancy, net21,15320,22841,71941,006
Data processing10,65912,11021,92523,384
Advertising and marketing20,43218,76133,65031,033
Professional fees9,3429,24316,71718,287
Amortization of other acquisition-related intangible assets4,9215,5809,87911,198

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's occupancy and equipment?
Wintrust Financial (WTFC) reported occupancy and equipment of $21.15M in Q2 2026.
How has Wintrust Financial's occupancy and equipment changed year-over-year?
Wintrust Financial's occupancy and equipment increased by 4.6% year-over-year, from $20.23M to $21.15M.
What is the long-term trend for Wintrust Financial's occupancy and equipment?
Over 4 years (2021 to 2025), Wintrust Financial's occupancy and equipment has grown at a 2.5% compound annual growth rate (CAGR), from $74.18M to $81.92M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

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