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Wintrust Financial WTFC Gains from sale of other real estate classified as OREO

Gains from sale of other real estate classified as OREO at other companies

Bank First Corporation logo
Bank First CorporationBFC
$28K-82.4%
HOM
Home BancSharesHOMB
$332K+2,454%
Trustmark logo
TrustmarkTRMK
-$507K-646%
Northwest Bancshares logo
Northwest BancsharesNWBI
$20K-92.2%

Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.74B+28.3%
P/E11.9×+0.6×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:GainsLossesOnSalesOfOtherRealEstate.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(In thousands)Six Months Ended / June 30,2026Six Months Ended / June 30,2025
Gains on mortgage loans sold(32,967)(28,461)
Gains on investment securities, net, and dividend reinvestment on equity securities(1,814)(3,846)
(Gains) losses on sales of premises and equipment, net(706)409
Losses on sales and fair value adjustments of other real estate owned, net234816
Decrease in accrued interest receivable and other assets, net736,09990,322
Decrease in accrued interest payable and other liabilities, net(21,700)(240,645)
Net Cash Provided by Operating Activities1,182,294448,910
Investing Activities:

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's gains from sale of other real estate classified as OREO?
Wintrust Financial (WTFC) reported gains from sale of other real estate classified as OREO of -$401K in Q2 2026.
How has Wintrust Financial's gains from sale of other real estate classified as OREO changed year-over-year?
Wintrust Financial's gains from sale of other real estate classified as OREO decreased by 23.4% year-over-year, from -$325K to -$401K.
What is the long-term trend for Wintrust Financial's gains from sale of other real estate classified as OREO?
Over 3 years (2021 to 2025), Wintrust Financial's gains from sale of other real estate classified as OREO has grown at a -5.6% compound annual growth rate (CAGR), from $3.06M to -$2.58M.
What does gains from sale of other real estate classified as OREO mean?
Gains from sale of other real estate classified as OREO

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