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Wintrust Financial WTFC Increase (Decrease) in Deposits

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInDeposits.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(In thousands)Six Months Ended / June 30,2026Six Months Ended / June 30,2025
Purchases of premises and equipment, net(30,460)(9,710)
Net Cash Used for Investing Activities(4,290,299)(3,921,051)
Financing Activities:
Increase in deposit accounts, net3,424,0843,304,462
(Decrease) increase in other borrowings, net(94,909)70,551
Decrease in Federal Home Loan Bank advances, net(629)
Proceeds from the issuance of preferred stock, net414,212
Issuance of common shares resulting from the exercise of stock options, employee stock purchase plan and director compensation plan3,9343,754

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's increase (decrease) in deposits?
Wintrust Financial (WTFC) reported increase (decrease) in deposits of $2.23B in Q2 2026.
How has Wintrust Financial's increase (decrease) in deposits changed year-over-year?
Wintrust Financial's increase (decrease) in deposits decreased by 0.9% year-over-year, from $2.25B to $2.23B.
What does increase (decrease) in deposits mean?
Increase (Decrease) in Deposits

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