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Wintrust Financial WTFC Mortgage banking

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Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept wtfc:RevenuesMortgageBanking.

The official record: Wintrust Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's mortgage banking?
Wintrust Financial (WTFC) reported mortgage banking of $23.4M in Q1 2026.
How has Wintrust Financial's mortgage banking changed year-over-year?
Wintrust Financial's mortgage banking increased by 14.0% year-over-year, from $20.53M to $23.4M.
What is the long-term trend for Wintrust Financial's mortgage banking?
Over 4 years (2021 to 2025), Wintrust Financial's mortgage banking has grown at a -24.1% compound annual growth rate (CAGR), from $273.01M to $90.78M.
What does mortgage banking mean?
Income from originating, selling, and servicing residential mortgages.
How do you interpret mortgage banking?
Higher revenue reflects strong mortgage demand and efficient secondary market execution.
How does mortgage banking compare across companies?
Standard for banks with mortgage operations; highly correlated with industry-wide mortgage application volumes.