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Wintrust Financial WTFC Time deposits of $250,000 or more

Time deposits of $250,000 or more at other companies

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.74B+28.3%
P/E11.9×+0.6×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept wtfc:TimeDeposits250000OrMore.

The source filing: Wintrust Financial’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:34 PM EST
Fiscal year
FY2025
Accession
0001015328-26-000007

Time deposits in denominations of $250,000 or more were $4.0 billion and $3.9 billion at December 31, 2025 and 2024, respectively.

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Wintrust Financial's time deposits of $250,000 or more?
Wintrust Financial (WTFC) reported time deposits of $250,000 or more of $4B in Q4 2025.
How has Wintrust Financial's time deposits of $250,000 or more changed year-over-year?
Wintrust Financial's time deposits of $250,000 or more increased by 2.6% year-over-year, from $3.9B to $4B.
What is the long-term trend for Wintrust Financial's time deposits of $250,000 or more?
Over 5 years (2020 to 2025), Wintrust Financial's time deposits of $250,000 or more has grown at a 20.1% compound annual growth rate (CAGR), from $1.6B to $4B.
What does time deposits of $250,000 or more mean?
This metric tracks time deposits with balances of $250,000 or greater, which is the standard threshold for FDIC insurance coverage. These large-balance deposits are often more rate-sensitive and represent a significant portion of a bank's institutional or high-net-worth funding. Monitoring this helps assess the concentration risk of the deposit base.

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