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Wintrust Financial WTFC Time deposits of $250,000 or more

Time deposits of $250,000 or more at other companies

UMB Financial logo
UMB FinancialUMBF
$1.39B+5.2%
M&T Bank logo
M&T BankMTB
$2.7B
Valley National Bank logo
Valley National BankVLY
$2.66B+12.4%
Raymond James Financial logo
Raymond James FinancialRJF
$10.24B+32.4%
Popular logo
PopularBPOP
Popular logo
PopularBPOP

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept wtfc:TimeDeposits250000OrMore.

The official record: Wintrust Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's time deposits of $250,000 or more?
Wintrust Financial (WTFC) reported time deposits of $250,000 or more of $4B in Q4 2025.
How has Wintrust Financial's time deposits of $250,000 or more changed year-over-year?
Wintrust Financial's time deposits of $250,000 or more increased by 2.6% year-over-year, from $3.9B to $4B.
What is the long-term trend for Wintrust Financial's time deposits of $250,000 or more?
Over 5 years (2020 to 2025), Wintrust Financial's time deposits of $250,000 or more has grown at a 20.1% compound annual growth rate (CAGR), from $1.6B to $4B.
What does time deposits of $250,000 or more mean?
The total amount of time deposits with balances of $250,000 or more.
How do you interpret time deposits of $250,000 or more?
High concentration of large deposits can signal increased funding cost sensitivity and potential liquidity risk.
How does time deposits of $250,000 or more compare across companies?
Standard regulatory reporting metric for deposit concentration analysis.