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Wintrust Financial WTFC Provision for Credit Losses
Provision for Credit Losses at other companies
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Where this comes from
Reported directly by Wintrust Financial in its filing.
Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.
The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 4:47 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001015328-26-000022
| (Dollars in thousands, except per share data) | Three Months Ended / June 30,2026 | Three Months Ended / June 30,2025 | Six Months Ended / June 30,2026 | Six Months Ended / June 30,2025 |
|---|---|---|---|---|
| Interest on junior subordinated debentures | 3,935 | 4,328 | 7,838 | 8,639 |
| Total interest expense | 364,046 | 374,214 | 712,582 | 734,705 |
| Net interest income | 597,366 | 546,694 | 1,176,390 | 1,073,168 |
| Provision for credit losses | 23,134 | 22,234 | 52,728 | 46,197 |
| Net interest income after provision for credit losses | 574,232 | 524,460 | 1,123,662 | 1,026,971 |
| Non-interest income | ||||
| Wealth management | 39,883 | 36,821 | 81,942 | 70,863 |
| Mortgage banking | 27,438 | 23,170 | 50,834 | 43,699 |
ITEM 1. FINANCIAL STATEMENTS
FAQ
- What is Wintrust Financial's provision for credit losses?
- Wintrust Financial (WTFC) reported provision for credit losses of $23.13M in Q2 2026.
- How has Wintrust Financial's provision for credit losses changed year-over-year?
- Wintrust Financial's provision for credit losses increased by 4.0% year-over-year, from $22.23M to $23.13M.
- What is the long-term trend for Wintrust Financial's provision for credit losses?
- Over 3 years (2022 to 2025), Wintrust Financial's provision for credit losses has grown at a 6.7% compound annual growth rate (CAGR), from $78.59M to $95.55M.
- What does provision for credit losses mean?
- Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.
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