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Wintrust Financial WTFC Community Banking — Other segment expenses

Other segment segments

Specialty finance
$26.92M+7.3%
Wealth management
$9.58M+3.7%

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:SegmentReportingOtherItemAmount.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(In thousands) / Three Months Ended June 30, 2026:Community BankingSpecialty FinanceWealth ManagementTotal Operating SegmentsIntersegment EliminationsConsolidated
Salaries100,75917,89110,819129,469406129,875
Commissions and incentive compensation37,32711,45413,68262,46362,463
Benefits32,4876,6312,63341,75141,751
Other segment expenses (1)139,40526,9199,577175,901(12,453)163,448
Total non-interest expense309,97862,89536,711409,584(12,047)397,537
Income before taxes225,70976,77915,476317,964317,964
Income tax expense64,27816,3163,67784,27184,271
Net income$161,431$60,463$11,799$233,693$233,693

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's community banking — other segment expenses?
Wintrust Financial (WTFC) reported community banking — other segment expenses of $139.41M in Q2 2026.
How has Wintrust Financial's community banking — other segment expenses changed year-over-year?
Wintrust Financial's community banking — other segment expenses decreased by 0.2% year-over-year, from $139.71M to $139.41M.
What is the long-term trend for Wintrust Financial's community banking — other segment expenses?
Over 3 years (2022 to 2025), Wintrust Financial's community banking — other segment expenses has grown at a 11.3% compound annual growth rate (CAGR), from $401.18M to $553.21M.
What does community banking — other segment expenses mean?
Operating expenses incurred by the community banking segment that are not classified as salaries, benefits, or commissions. This includes items such as occupancy costs, technology expenses, marketing, and professional services. It captures the remaining overhead required to support the segment's operations.

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