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Wintrust Financial WTFC Community Banking — Total non-interest expense

Other segment segments

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$62.9M+11.1%
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$36.71M+6.8%

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(In thousands) / Three Months Ended June 30, 2026:Community BankingSpecialty FinanceWealth ManagementTotal Operating SegmentsIntersegment EliminationsConsolidated
Commissions and incentive compensation37,32711,45413,68262,46362,463
Benefits32,4876,6312,63341,75141,751
Other segment expenses (1)139,40526,9199,577175,901(12,453)163,448
Total non-interest expense309,97862,89536,711409,584(12,047)397,537
Income before taxes225,70976,77915,476317,964317,964
Income tax expense64,27816,3163,67784,27184,271
Net income$161,431$60,463$11,799$233,693$233,693
Total assets at period end$59,218,299$14,138,775$1,311,061$74,668,135$74,668,135

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's community banking — total non-interest expense?
Wintrust Financial (WTFC) reported community banking — total non-interest expense of $309.98M in Q2 2026.
How has Wintrust Financial's community banking — total non-interest expense changed year-over-year?
Wintrust Financial's community banking — total non-interest expense increased by 2.6% year-over-year, from $302.04M to $309.98M.
What is the long-term trend for Wintrust Financial's community banking — total non-interest expense?
Over 4 years (2021 to 2025), Wintrust Financial's community banking — total non-interest expense has grown at a 7.1% compound annual growth rate (CAGR), from $912.3M to $1.2B.
What does community banking — total non-interest expense mean?
The aggregate of all operating expenses for the community banking segment, including personnel costs, occupancy, technology, and other administrative overhead. This metric is used to calculate the segment's efficiency ratio and overall cost structure. It represents the total cost to run the community banking business.

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