Skip to content
Screener

Wintrust Financial WTFC Specialty finance — Net Interest Income

Other segment segments

Community Banking
$470.45M+7.7%
Wealth management
$8.78M+81.4%

Similar metrics at other companies

FB Financial logo
FBKBanking — Net Interest Income
$143.12M+35.3%
FB Financial logo
FBKMortgage — Net Interest Income
$2.84M+51.1%
Washington Trust Bancorp logo
WASHBanking — Net Interest Income
$41.8M+12.4%
FinWise Bancorp logo
FINWBaaS — Net Interest Income
$23.88M
Pathward Financial, Inc. logo
CASHCommercial — Net Interest Income
$52.19M+1.9%
Pathward Financial, Inc. logo
CASHConsumer — Net Interest Income
$61.88M-8.9%

Other financials

Income statement

See full
Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

See full
Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

See full
Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

See full
Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

See full
Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

See full
Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(In thousands) / Three Months Ended June 30, 2026:Community BankingSpecialty FinanceWealth ManagementTotal Operating SegmentsIntersegment EliminationsConsolidated
Interest income$816,613$122,632$8,874$948,119$13,293$961,412
Interest expense346,16317,78499364,046364,046
Net interest income470,450104,8488,775584,07313,293597,366
Provision for credit losses21,3691,76523,13423,134
Non-interest income86,60636,59143,412166,609(25,340)141,269
Non-interest expense:
Salaries100,75917,89110,819129,469406129,875
Commissions and incentive compensation37,32711,45413,68262,46362,463

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's specialty finance — net interest income?
Wintrust Financial (WTFC) reported specialty finance — net interest income of $104.85M in Q2 2026.
How has Wintrust Financial's specialty finance — net interest income changed year-over-year?
Wintrust Financial's specialty finance — net interest income increased by 13.6% year-over-year, from $92.31M to $104.85M.
What is the long-term trend for Wintrust Financial's specialty finance — net interest income?
Over 4 years (2021 to 2025), Wintrust Financial's specialty finance — net interest income has grown at a 17.7% compound annual growth rate (CAGR), from $197.96M to $379.4M.
What does specialty finance — net interest income mean?
The difference between interest and dividend income earned and interest expense incurred by the specialty finance segment. This is the core measure of the segment's profitability from its primary lending and financing activities.

Ask your AI about Wintrust Financial's specialty finance — net interest income.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude