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White Mountains Insurance Group WTM Property and Accident & Health — 4

Other product segments

Casualty-Runoff
14.8%0.0%
Casualty-Active
12.9%-10.4%
Marine & Energy
12.1%+51.2%
Specialty
8.7%+77.6%

Similar metrics at other companies

Allstate logo
ALLProperty and casualty — Prior years
-$1B-300%
Arch Capital Group logo
ACGLProperty other than property catastrophe — Prior years
-$72M
Arch Capital Group logo
ACGLProperty catastrophe — Year Four
138.8%-75.1pp
Freedom Holding logo
FRHCAccident Insurance — 5
18.6%
The Hartford Financial Services Group logo
HIGProperty, Liability and Casualty Insurance Product Line — Prior accident year development [1]
-$41M+66.4%
RenaissanceRe Holdings logo
RNRProperty — Net claims and claim expense ratio – prior accident years
-17.9%+4.3pp

Other financials

Income statement

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Revenue$517.8M-10.4%
Gross profit$475.1M-16.7%
Net income-$27.2M-180%

Balance sheet

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Total debt$834.8M+23.5%
Total equity$5.4B+19.2%
Total assets$13.2B+19.7%

Cash flow

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Operating cash flow$30.5M+176%

Valuation

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Market cap$4.99B+9.8%

Profitability

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Gross margin94.9%-3.7pp
Net margin28.4%

Returns & leverage

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Return on equity21.2%
Debt / equity0.2×0.0×

Where this comes from

Reported directly by White Mountains Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: White Mountains Insurance Group’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is White Mountains Insurance Group's property and accident & health — 4?
White Mountains Insurance Group (WTM) reported property and accident & health — 4 of 6.4% in Q4 2025.
How has White Mountains Insurance Group's property and accident & health — 4 changed year-over-year?
White Mountains Insurance Group's property and accident & health — 4 decreased by 0.0% year-over-year, from 6.4% to 6.4%.
What does property and accident & health — 4 mean?
This metric tracks the net impact of prior year loss reserve development within the Property and Accident & Health insurance portfolio. It highlights the financial consequences of re-evaluating claims that occurred in previous fiscal years. A consistent trend in this metric provides insight into the long-term underwriting discipline of the segment.