What does international - property — 4 mean?

This metric represents the combined ratio for the International Property segment, which is the sum of the loss ratio and the expense ratio. It is the definitive measure of underwriting profitability, where a ratio below 100% indicates an underwriting profit. This metric allows investors to evaluate the overall performance and risk-adjusted return of the segment's insurance operations.

Hamilton Insurance Group, Ltd. HG International - Property — 4

Other product segments

International - Casualty

16%0.0%

Bermuda - Casualty

15%-6.3%

International - Specialty

14%+16.7%

Bermuda - Specialty

13%0.0%

Bermuda - Property

10%-9.1%

Similar metrics at other companies

CINFCommercial Property Segment — 1

59.5%-0.1pp

RNRProperty — Combined Ratio

34.1%-115pp

AGNTInternational Realty — Operating Income

-$3.02M-57.0%

CAGInternational — Operating Income

$31.7M-5.1%

RNRProperty — Loss Ratio

9.3%-121pp

SIGInternational segment — Total segment operating income (loss)

-$6.6M+5.7%

Other financials

Income statement

See full

Revenue$758.9M-1.3%

Net income$217.0M+19.7%

EPS (diluted)$1.31+70.1%

Balance sheet

See full

Cash & equivalents$955.5M+4.6%

Total debt$149.8M-0.1%

Total equity$2.7B+13.5%

Total assets$9.9B+18.2%

Cash flow

See full

Operating cash flow$100.8M+189%

Valuation

See full

Market cap$3.24B+50.7%

Enterprise value$2.43B+75.6%

P/E3.7×-0.5×

P/S1.1×+0.2×

Profitability

See full

Net margin30.2%+9.1pp

Returns & leverage

See full

Return on equity34.2%+11.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

Ask your AI about Hamilton Insurance Group, Ltd.'s international - property — 4.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Hamilton Insurance Group, Ltd.'s international - property — 4?: Hamilton Insurance Group, Ltd. (HG) reported international - property — 4 of 11% in Q4 2025.
What does international - property — 4 mean?: This metric represents the combined ratio for the International Property segment, which is the sum of the loss ratio and the expense ratio. It is the definitive measure of underwriting profitability, where a ratio below 100% indicates an underwriting profit. This metric allows investors to evaluate the overall performance and risk-adjusted return of the segment's insurance operations.