What does international - casualty — 4 mean?

This metric represents the combined ratio for the International Casualty segment, which is the sum of the loss ratio and the expense ratio. It serves as the definitive measure of the segment's underwriting profitability, where a value below 100% indicates an underwriting profit. This is the most critical metric for evaluating the overall financial health and performance of the segment.

Hamilton Insurance Group, Ltd. HG International - Casualty — 4

Other product segments

Bermuda - Casualty

15%-6.3%

International - Specialty

14%+16.7%

Bermuda - Specialty

13%0.0%

International - Property

11%-8.3%

Bermuda - Property

10%-9.1%

Similar metrics at other companies

RNRCasualty and Specialty — Combined Ratio

100.4%-10.7pp

AIGInternational Commercial — Losses and Loss Expenses Incurred

$1.2B+7.1%

RNRCasualty and Specialty — Loss Ratio

70.1%-6.0pp

CNAInternational — Policyholder Benefits and Claims Incurred, Net

$204M+6.3%

ACGLCasualty — Incurred losses and allocated loss adjustment expenses, net of reinsurance

521,000,000,000%+447,600,000,000pp

WTMCasualty-Active — 2

7.5%-0.9pp

Other financials

Income statement

See full

Revenue$758.9M-1.3%

Net income$217.0M+19.7%

EPS (diluted)$1.31+70.1%

Balance sheet

See full

Cash & equivalents$955.5M+4.6%

Total debt$149.8M-0.1%

Total equity$2.7B+13.5%

Total assets$9.9B+18.2%

Cash flow

See full

Operating cash flow$100.8M+189%

Valuation

See full

Market cap$3.24B+50.7%

Enterprise value$2.43B+75.6%

P/E3.7×-0.5×

P/S1.1×+0.2×

Profitability

See full

Net margin30.2%+9.1pp

Returns & leverage

See full

Return on equity34.2%+11.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hamilton Insurance Group, Ltd.'s international - casualty — 4?: Hamilton Insurance Group, Ltd. (HG) reported international - casualty — 4 of 16% in Q4 2025.
What does international - casualty — 4 mean?: This metric represents the combined ratio for the International Casualty segment, which is the sum of the loss ratio and the expense ratio. It serves as the definitive measure of the segment's underwriting profitability, where a value below 100% indicates an underwriting profit. This is the most critical metric for evaluating the overall financial health and performance of the segment.