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Hamilton Insurance Group, Ltd. HG International - Specialty — 4

Other product segments

International - Casualty
16%0.0%
Bermuda - Casualty
15%-6.3%
Bermuda - Specialty
13%0.0%
International - Property
11%-8.3%
Bermuda - Property
10%-9.1%

Similar metrics at other companies

White Mountains Insurance Group logo
WTMSpecialty — 4
8.7%+3.8pp
Hippo Holdings logo
HIPOCasualty Lines — 4
10%
Hippo Holdings logo
HIPOProperty Lines — 4
3%
Freedom Holding logo
FRHCAccident Insurance — 4
2.3%
Freedom Holding logo
FRHCCivil Liability — 4
4%-17.3pp
Freedom Holding logo
FRHCLife Insurance — 4
204.9%+138pp

Other financials

Income statement

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Revenue$839.6M+13.3%
Net income$254.8M-4.8%
EPS (diluted)$1.42-20.7%

Balance sheet

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Cash & equivalents$829.0M-22.6%
Total debt$149.8M+0.1%
Total equity$2.9B+11.4%
Total assets$10.3B+15.2%

Cash flow

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Operating cash flow$125.3M-42.6%

Valuation

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Market cap$3.56B+58.1%
Enterprise value$2.89B+117%
P/E4.1×+0.3×
P/S1.2×+0.3×

Profitability

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Net margin28.8%+6.3pp

Returns & leverage

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Return on equity31.9%+7.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The source filing: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026. Open the filing →

Filed
Feb 25, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001593275-26-000021

FAQ

What is Hamilton Insurance Group, Ltd.'s international - specialty — 4?
Hamilton Insurance Group, Ltd. (HG) reported international - specialty — 4 of 14% in Q4 2025.
What does international - specialty — 4 mean?
This metric represents the loss ratio for the International Specialty segment, calculated as incurred losses and loss adjustment expenses divided by net earned premiums. It is the primary measure of underwriting discipline and the quality of risks assumed. A lower loss ratio indicates that the segment is successfully pricing its products relative to the underlying risk.

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