What is Hamilton Insurance Group, Ltd.'s bermuda - property — 4?

Hamilton Insurance Group, Ltd. (HG) reported bermuda - property — 4 of 10% in Q4 2025.

What does bermuda - property — 4 mean?

This metric represents the combined ratio for the Bermuda property segment, calculated as the sum of the loss ratio and the expense ratio. It serves as the definitive measure of underwriting profitability, where a ratio below 100% indicates an underwriting profit. Investors use this to evaluate the overall health and performance of the property insurance business.

Hamilton Insurance Group, Ltd. HG Bermuda - Property — 4

Other product segments

International - Casualty

16%0.0%

Bermuda - Casualty

15%-6.3%

International - Specialty

14%+16.7%

Bermuda - Specialty

13%0.0%

International - Property

11%-8.3%

Similar metrics at other companies

RNRProperty — Loss Ratio

9.3%-121pp

RNRProperty — Combined Ratio

34.1%-115pp

CINFCommercial Property Segment — 1

59.5%-0.1pp

RNRProperty — Underwriting expense ratio

24.8%+6.2pp

FRHCProperty Damage — 3

30%-2.6pp

FRHCProperty Damage — 4

22%-6.3pp

Other financials

Income statement

See full

Revenue$758.9M-1.3%

Net income$217.0M+19.7%

EPS (diluted)$1.31+70.1%

Balance sheet

See full

Cash & equivalents$955.5M+4.6%

Total debt$149.8M-0.1%

Total equity$2.7B+13.5%

Total assets$9.9B+18.2%

Cash flow

See full

Operating cash flow$100.8M+189%

Valuation

See full

Market cap$3.24B+50.7%

Enterprise value$2.43B+75.6%

P/E3.7×-0.5×

P/S1.1×+0.2×

Profitability

See full

Net margin30.2%+9.1pp

Returns & leverage

See full

Return on equity34.2%+11.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

Ask your AI about Hamilton Insurance Group, Ltd.'s bermuda - property — 4.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Hamilton Insurance Group, Ltd.'s bermuda - property — 4?: Hamilton Insurance Group, Ltd. (HG) reported bermuda - property — 4 of 10% in Q4 2025.
What does bermuda - property — 4 mean?: This metric represents the combined ratio for the Bermuda property segment, calculated as the sum of the loss ratio and the expense ratio. It serves as the definitive measure of underwriting profitability, where a ratio below 100% indicates an underwriting profit. Investors use this to evaluate the overall health and performance of the property insurance business.