What is Zions Bancorporation's credit-related expense?

Zions Bancorporation (ZION) reported credit-related expense of $10M in Q2 2026.

How has Zions Bancorporation's credit-related expense changed year-over-year?

Zions Bancorporation's credit-related expense increased by 66.7% year-over-year, from $6M to $10M.

What is the long-term trend for Zions Bancorporation's credit-related expense?

Over 4 years (2021 to 2025), Zions Bancorporation's credit-related expense has grown at a -1.0% compound annual growth rate (CAGR), from $26M to $25M.

What does credit-related expense mean?

Credit-Related Expense as reported by Zions Bancorporation N.A..

Zions Bancorporation (ZION) Credit-Related Expense

Screener

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Other financials

Income statement

See full

Revenue$1.1B+35.7%

Net income$453.0M+85.7%

EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%

Total equity$7.7B+16.4%

Total assets$89.0B+0.2%

Cash flow

See full

Operating cash flow$422.0M—

CapEx$33.0M+6.5%

Free cash flow$389.0M—

Valuation

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Market cap$10.46B+37.6%

P/E8.9×-0.1×

P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp

FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp

Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:CreditAndCollectionServices.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed: Aug 6, 2026, 3:30 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0000109380-26-000111

(Unaudited) / (In millions, except shares and per share amounts)	Three Months Ended June 30, 2026	Three Months Ended June 30, 2025	Six Months Ended June 30, 2026	Six Months Ended June 30, 2025
Professional and legal services	22	13	42	26
Marketing and business development	14	12	27	23
Deposit insurance and regulatory expense	7	20	22	42
Credit-related expense	10	6	15	12
Other real estate expense, net	1	—	1	—
Other	37	35	70	68
Total noninterest expense	551	527	1,113	1,065
Income before income taxes	583	312	877	551

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's credit-related expense?: Zions Bancorporation (ZION) reported credit-related expense of $10M in Q2 2026.
How has Zions Bancorporation's credit-related expense changed year-over-year?: Zions Bancorporation's credit-related expense increased by 66.7% year-over-year, from $6M to $10M.
What is the long-term trend for Zions Bancorporation's credit-related expense?: Over 4 years (2021 to 2025), Zions Bancorporation's credit-related expense has grown at a -1.0% compound annual growth rate (CAGR), from $26M to $25M.
What does credit-related expense mean?: Credit-Related Expense as reported by Zions Bancorporation N.A..