Bank of the James Financial Group BOTJ Credit Expense
Credit Expense at other companies
Segments
By segment
Other financials
Where this comes from
Reported directly by Bank of the James Financial Group in its filing.
Tagged under the XBRL concept botj:CreditExpense.
The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →
Ask your AI about Bank of the James Financial Group's credit expense.
Connect your AI assistant and compare it to peers, right in your chat.
Connect your AI
Claude
Questions, answered.
- What is Bank of the James Financial Group's credit expense?
- Bank of the James Financial Group (BOTJ) reported credit expense of $190K in Q1 2026.
- How has Bank of the James Financial Group's credit expense changed year-over-year?
- Bank of the James Financial Group's credit expense increased by 2.2% year-over-year, from $186K to $190K.
- What is the long-term trend for Bank of the James Financial Group's credit expense?
- Over 4 years (2021 to 2025), Bank of the James Financial Group's credit expense has grown at a -4.9% compound annual growth rate (CAGR), from $1.1M to $904K.
- What does credit expense mean?
- Reflects the costs directly associated with the credit underwriting, monitoring, and collection processes for the bank's loan portfolio. This includes expenses related to credit reporting, appraisal services, and loan administration. It serves as a key indicator of the operational overhead required to manage credit risk.