Bank of the James Financial Group BOTJ Mortgage — Credit Expense

Other segment segments

Similar metrics at other companies

CBANMortgage — Provision for Credit Losses

$0—

FBKMortgage — Provisions for credit losses

$1.04M+907%

FBKMortgage — Interest Expense

-$911K+16.5%

MRBKMortgage — Interest Expense

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MFAMortgage-Related Assets — Interest Expense

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CBANMortgage — Noninterest Expense

$1.7M+6.3%

Questions, answered.

What is Bank of the James Financial Group's mortgage — credit expense?

Bank of the James Financial Group (BOTJ) reported mortgage — credit expense of $120K in Q1 2026.

How has Bank of the James Financial Group's mortgage — credit expense changed year-over-year?

Bank of the James Financial Group's mortgage — credit expense decreased by 8.4% year-over-year, from $131K to $120K.

What is the long-term trend for Bank of the James Financial Group's mortgage — credit expense?

Over 2 years (2023 to 2025), Bank of the James Financial Group's mortgage — credit expense has grown at a 9.3% compound annual growth rate (CAGR), from $571K to $682K.

What does mortgage — credit expense mean?

This metric captures the costs associated with credit risk management, including provisions for loan losses and expenses related to managing non-performing mortgage assets. It serves as a key indicator of the underwriting quality and the potential risk exposure within the mortgage portfolio. Higher values typically suggest deteriorating credit quality or increased risk mitigation requirements.