Bank of the James Financial Group BOTJ Community Banking — Credit Expense
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Where this comes from
Reported directly by Bank of the James Financial Group in its filing.
Tagged under the XBRL concept botj:CreditExpense.
The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Bank of the James Financial Group's community banking — credit expense?
- Bank of the James Financial Group (BOTJ) reported community banking — credit expense of $70K in Q1 2026.
- How has Bank of the James Financial Group's community banking — credit expense changed year-over-year?
- Bank of the James Financial Group's community banking — credit expense increased by 27.3% year-over-year, from $55K to $70K.
- What is the long-term trend for Bank of the James Financial Group's community banking — credit expense?
- Over 2 years (2023 to 2025), Bank of the James Financial Group's community banking — credit expense has grown at a -2.6% compound annual growth rate (CAGR), from $234K to $222K.
- What does community banking — credit expense mean?
- Costs directly related to the administration, monitoring, and processing of credit facilities and loan accounts. This reflects the operational burden of maintaining a healthy loan portfolio.