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Hanmi Financial HAFC Credit Loss Expense

Credit Loss Expense at other companies

CNB Financial logo
CNB FinancialCCNE
$998K-35.9%
United Community Banks logo
United Community BanksUCB
$10.85M-29.6%
Falcon's Beyond Global logo
Falcon's Beyond GlobalFBYD
$0-100%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$13.17M+25.9%
Marcus & Millichap logo
Marcus & MillichapMMI
-$13K-130%
Hope Bancorp logo
Hope BancorpHOPE
$8.65M+80.2%

Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$955.8M+38.8%
P/E11.8×+1.2×
P/S3.4×+0.5×

Profitability

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Operating margin27.7%
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hanmi Financial in its filing.

Tagged under the XBRL concept hafc:CreditLossExpense.

The official record: Hanmi Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's credit loss expense?
Hanmi Financial (HAFC) reported credit loss expense of $2.89M in Q1 2026.
How has Hanmi Financial's credit loss expense changed year-over-year?
Hanmi Financial's credit loss expense increased by 6.3% year-over-year, from $2.72M to $2.89M.
What does credit loss expense mean?
This is the provision for credit losses recorded to maintain the allowance for loan and lease losses at an appropriate level based on expected credit risk. It serves as a critical indicator of the bank's assessment of potential defaults within its loan portfolio. Higher expenses suggest a more conservative outlook on asset quality or deteriorating economic conditions for borrowers.