United Community Banks UCB Provision for Credit Losses
Provision for Credit Losses at other companies
Other financials
Where this comes from
Reported directly by United Community Banks in its filing.
Tagged under the XBRL concept ucbi:FinancingReceivableExcludingAccruedInterestAndOffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.
The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is United Community Banks's provision for credit losses?
- United Community Banks (UCB) reported provision for credit losses of $10.85M in Q1 2026.
- How has United Community Banks's provision for credit losses changed year-over-year?
- United Community Banks's provision for credit losses decreased by 29.6% year-over-year, from $15.42M to $10.85M.
- What is the long-term trend for United Community Banks's provision for credit losses?
- Over 2 years (2023 to 2025), United Community Banks's provision for credit losses has grown at a -26.1% compound annual growth rate (CAGR), from $89.43M to $48.81M.
- What does provision for credit losses mean?
- This represents the non-cash expense or reversal recorded to adjust the allowance for credit losses on the bank's loan portfolio. It reflects management's assessment of potential future defaults and credit risk within the lending book. A higher expense indicates a more conservative outlook on asset quality and potential loan losses.