Provision for Credit Losses
Huntington Bancshares Provision for Credit Losses increased by 28.5% to $158M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 37.4%, from $115M to $158M. Over 3 years (FY 2022 to FY 2025), Provision for Credit Losses shows an upward trend with a 17.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase in expense signals deteriorating credit quality or a more conservative economic outlook, while a reversal signals improved portfolio health.
Detailed definition
This metric represents the non-cash expense or reversal recorded to adjust the allowance for credit losses on loans and...
Peer comparison
Commonly referred to as 'Provision for Loan Losses' at other financial institutions.
operating_financing_receivable_and_off_balance_sheet_cre_f8a6d9Historical Data
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $211M | -$62M | $25M | $67M | $106M | $91M | $85M | $92M | $99M | $126M | $107M | $100M | $106M | $107M | $115M | $103M | $122M | $123M | $158M |
| QoQ Change | — | -129.4% | +140.3% | +168.0% | +58.2% | -14.2% | -6.6% | +8.2% | +7.6% | +27.3% | -15.1% | -6.5% | +6.0% | +0.9% | +7.5% | -10.4% | +18.4% | +0.8% | +28.5% |
| YoY Change | — | — | — | -68.2% | +271.0% | — | +240.0% | +37.3% | -6.6% | +38.5% | +25.9% | +8.7% | +7.1% | -15.1% | +7.5% | +3.0% | +15.1% | +15.0% | +37.4% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Consumer & Regional Banking | $76M | $105M | $57M | $47M | $138M | $121M | $3M | $120M |
| Commercial Banking | $24M | $1M | $50M | $68M | -$35M | $1M | $120M | $38M |
| Total | $100M | $106M | $107M | $115M | $103M | $122M | $123M | $158M |
RBHPCG, Vehicle Finance were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Huntington Bancshares's provision for credit losses?
- Huntington Bancshares (HBAN) reported provision for credit losses of $158M in Q1 2026.
- How has Huntington Bancshares's provision for credit losses changed year-over-year?
- Huntington Bancshares's provision for credit losses increased by 37.4% year-over-year, from $115M to $158M.
- What is the long-term trend for Huntington Bancshares's provision for credit losses?
- Over 3 years (2022 to 2025), Huntington Bancshares's provision for credit losses has grown at a 17.0% compound annual growth rate (CAGR), from $289M to $463M.
- What does provision for credit losses mean?
- The estimated cost of potential future loan defaults and credit losses.