Operating

Provision for Credit Losses

M&T Bank Provision for Credit Losses increased by 12.0% to $140.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 7.7%, from $130.00M to $140.00M. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2023
Last reportedQ1 2026May 5, 2026

How to read this metric

An increase suggests deteriorating credit quality or a more conservative economic outlook, while a decrease suggests improving borrower health.

Detailed definition

This metric represents the expense recognized by the bank to account for expected future losses on its loan portfolio an...

Peer comparison

Commonly referred to as the provision for loan losses; peers adjust this based on macroeconomic forecasts and portfolio composition.

Metric ID: operating_financing_receivable_and_unfunded_commitments__4c803a

Historical Data

11 periods
 Q1 '23Q2 '23Q3 '23Q4 '23Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$161.25M$161.25M$161.25M$161.25M$150.00M$120.00M$130.00M$125.00M$125.00M$125.00M$140.00M
QoQ Change+0.0%+0.0%+0.0%-7.0%-20.0%+8.3%-3.8%+0.0%+0.0%+12.0%
YoY Change-7.0%-25.6%-16.7%+4.2%+7.7%
Range$120.00M$161.25M
CAGR-5.5%
Avg YoY Growth-7.5%
Median YoY Growth-7.0%
Current Streak3 quarters growth

Frequently Asked Questions

What is M&T Bank's provision for credit losses?
M&T Bank (MTB) reported provision for credit losses of $140.00M in Q1 2026.
How has M&T Bank's provision for credit losses changed year-over-year?
M&T Bank's provision for credit losses increased by 7.7% year-over-year, from $130.00M to $140.00M.
What does provision for credit losses mean?
The amount set aside to cover potential losses from loans that may not be repaid.