Operating
Provision for Credit Losses
Bank of America Provision for Credit Losses increased by 2.2% to $1.34B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 9.7%, from $1.48B to $1.34B. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 5.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ1 2026May 1, 2026
How to read this metric
An increase suggests rising credit risk or portfolio growth, while a decrease suggests improving credit quality or reduced lending activity.
Detailed definition
This represents the non-cash charge taken against earnings to account for expected future losses on the loan portfolio....
Peer comparison
Standard across all major commercial banks as a key indicator of credit quality and risk management.
Metric ID:
operating_financing_receivable_excluding_accrued_interes_c809edHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$1.15B | -$1.15B | -$1.15B | $30.00M | $523.00M | $898.00M | $1.09B | $931.00M | $1.13B | $1.23B | $1.10B | $1.32B | $1.51B | $1.54B | $1.45B | $1.48B | $1.59B | $1.30B | $1.31B | $1.34B |
| QoQ Change | — | +0.0% | +0.0% | +102.6% | >999% | +71.7% | +21.6% | -14.7% | +20.8% | +9.7% | -10.5% | +19.5% | +14.3% | +2.3% | -5.8% | +1.9% | +7.6% | -18.7% | +1.0% | +2.2% |
| YoY Change | — | — | — | — | +145.5% | +178.2% | +195.1% | >999% | +115.1% | +37.4% | +1.1% | +41.7% | +34.0% | +25.0% | +31.5% | +12.2% | +5.6% | -16.0% | -9.9% | -9.7% |
Range-$1.15B – $1.59B
CAGR+3.3%
Avg YoY Growth+236.9%
Median YoY Growth+32.8%
Current Streak2 quarters growth
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Global Banking | $235.00M | $229.00M | $190.00M | $154.00M | $277.00M | $269.00M | $243.00M | $185.00M |
| Global Wealth & Investment Management | $7.00M | $7.00M | $3.00M | $14.00M | $20.00M | $4.00M | $0.00 | $2.00M |
| Total | $1.51B | $1.54B | $1.45B | $1.48B | $1.59B | $1.30B | $1.31B | $1.34B |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Bank of America's provision for credit losses?
- Bank of America (BAC) reported provision for credit losses of $1.34B in Q1 2026.
- How has Bank of America's provision for credit losses changed year-over-year?
- Bank of America's provision for credit losses decreased by 9.7% year-over-year, from $1.48B to $1.34B.
- What is the long-term trend for Bank of America's provision for credit losses?
- Over 4 years (2021 to 2025), Bank of America's provision for credit losses has grown at a 5.4% compound annual growth rate (CAGR), from -$4.59B to $5.68B.
- What does provision for credit losses mean?
- The amount set aside to cover potential losses from loans that may not be repaid.