Provision for Credit Losses
Huntington Bancshares Provision for Credit Losses increased by 28.5% to $158M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 37.4%, from $115M to $158M. Over 3 years (FY 2022 to FY 2025), Provision for Credit Losses shows an upward trend with a 17.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests management expects higher credit defaults or a deteriorating economic outlook, while a decrease suggests improved credit quality.
Detailed definition
This represents the expense recognized by the bank to account for expected credit losses in its loan and lease portfolio...
Peer comparison
Standard industry metric for credit risk management, required under accounting standards like CECL.
other_financing_receivable_and_off_balance_sheet_credit__3286c0Historical Data
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $211M | -$62M | $25M | $67M | $106M | $91M | $85M | $92M | $99M | $126M | $107M | $100M | $106M | $107M | $115M | $103M | $122M | $123M | $158M |
| QoQ Change | — | -129.4% | +140.3% | +168.0% | +58.2% | -14.2% | -6.6% | +8.2% | +7.6% | +27.3% | -15.1% | -6.5% | +6.0% | +0.9% | +7.5% | -10.4% | +18.4% | +0.8% | +28.5% |
| YoY Change | — | — | — | -68.2% | +271.0% | — | +240.0% | +37.3% | -6.6% | +38.5% | +25.9% | +8.7% | +7.1% | -15.1% | +7.5% | +3.0% | +15.1% | +15.0% | +37.4% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Consumer & Regional Banking | $76M | $105M | $57M | $47M | $138M | $121M | $3M | $120M |
| Commercial Banking | $24M | $1M | $50M | $68M | -$35M | $1M | $120M | $38M |
| Total | $100M | $106M | $107M | $115M | $103M | $122M | $123M | $158M |
RBHPCG, Vehicle Finance were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Huntington Bancshares's provision for credit losses?
- Huntington Bancshares (HBAN) reported provision for credit losses of $158M in Q1 2026.
- How has Huntington Bancshares's provision for credit losses changed year-over-year?
- Huntington Bancshares's provision for credit losses increased by 37.4% year-over-year, from $115M to $158M.
- What is the long-term trend for Huntington Bancshares's provision for credit losses?
- Over 3 years (2022 to 2025), Huntington Bancshares's provision for credit losses has grown at a 17.0% compound annual growth rate (CAGR), from $289M to $463M.
- What does provision for credit losses mean?
- The amount of money a bank sets aside to cover potential losses from bad loans.