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Arrow Financial AROW Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$35.0M+7.1%
Net income$13.5M+114%
EPS (diluted)$0.82+116%

Balance sheet

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Total debt$14.1M+41.0%
Total equity$440.1M+8.8%
Total assets$4.5B+1.6%

Cash flow

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Operating cash flow$15.2M+51.4%
CapEx$1.3M+2.2%
Free cash flow$13.9M+58.5%

Valuation

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Market cap$663.47M+60.5%
P/E13×-1.6×
P/S4.9×+1.5×

Profitability

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Net margin23.4%-3.6pp
FCF margin27.8%-4.0pp

Returns & leverage

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Return on equity12.1%+4.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Arrow Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The official record: Arrow Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arrow Financial's provision for credit losses?
Arrow Financial (AROW) reported provision for credit losses of $548K in Q1 2026.
How has Arrow Financial's provision for credit losses changed year-over-year?
Arrow Financial's provision for credit losses decreased by 89.1% year-over-year, from $5.02M to $548K.
What is the long-term trend for Arrow Financial's provision for credit losses?
Over 3 years (2022 to 2025), Arrow Financial's provision for credit losses has grown at a 14.9% compound annual growth rate (CAGR), from $4.8M to $7.27M.
What does provision for credit losses mean?
This represents the provision for loan and lease losses, which is an expense set aside to cover potential future defaults or uncollectible loans. It serves as a critical indicator of management's assessment of credit risk within the loan portfolio. A higher provision typically reflects expectations of deteriorating credit quality or growth in the loan book.