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Customers Bancorp CUBI Provision for Credit Losses

Provision for Credit Losses at other companies

Nicolet Bankshares logo
Nicolet BanksharesNIC
$6.05M+303%
WaFd, Inc. logo
WaFd, Inc.WAFD
$4M+45.5%
United Community Banks logo
United Community BanksUCB
$10.85M-29.6%
First Busey Corporation logo
First Busey CorporationBUSE
$3.06M-93.3%
Banc of California logo
Banc of CaliforniaBANC
$17.65M+64.9%
STB
S&T BancorpSTBA
$1.33M+144%

Other financials

Income statement

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Revenue$225.7M+57.9%
Net income$69.7M+439%
EPS (diluted)$1.97+579%

Balance sheet

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Cash & equivalents$4.8B+39.9%
Total debt$1.7B+31.6%
Total equity$2.1B+15.0%
Total assets$25.9B+15.4%

Cash flow

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Operating cash flow$35.1M-62.7%
CapEx$49.0K-92.9%
Free cash flow$35.0M-62.5%

Valuation

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Market cap$2.63B+50.3%
Enterprise value-$494.97M-29.9%
P/E9.4×-2.7×
P/S2.9×+0.3×

Profitability

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Net margin31.2%+9.8pp
FCF margin46.9%+9.0pp

Returns & leverage

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Return on equity14%+5.9pp
Debt / equity0.8×+0.1×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept cubi:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalIncludingPortionOfAvailableForSaleSecurities.

The official record: Customers Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Customers Bancorp's provision for credit losses?
Customers Bancorp (CUBI) reported provision for credit losses of $23.37M in Q1 2026.
How has Customers Bancorp's provision for credit losses changed year-over-year?
Customers Bancorp's provision for credit losses decreased by 17.4% year-over-year, from $28.3M to $23.37M.
What is the long-term trend for Customers Bancorp's provision for credit losses?
Over 3 years (2022 to 2025), Customers Bancorp's provision for credit losses has grown at a 17.7% compound annual growth rate (CAGR), from $60.07M to $97.96M.
What does provision for credit losses mean?
This represents the expense recognized to maintain an adequate allowance for loan and lease losses based on management's assessment of credit risk. It reflects the anticipated impact of potential borrower defaults on the bank's loan portfolio. Higher levels may indicate deteriorating credit quality or portfolio growth, while lower levels suggest stable credit conditions.