Banc of California BANC Provision for Credit Losses
Provision for Credit Losses at other companies
Other financials
Where this comes from
Reported directly by Banc of California in its filing.
Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.
The official record: Banc of California’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Banc of California's provision for credit losses?
- Banc of California (BANC) reported provision for credit losses of $17.65M in Q4 2025.
- How has Banc of California's provision for credit losses changed year-over-year?
- Banc of California's provision for credit losses increased by 64.9% year-over-year, from $10.7M to $17.65M.
- What is the long-term trend for Banc of California's provision for credit losses?
- Over 3 years (2022 to 2025), Banc of California's provision for credit losses has grown at a 42.3% compound annual growth rate (CAGR), from $24.5M to $70.6M.
- What does provision for credit losses mean?
- This represents the periodic expense recognized to maintain an adequate allowance for credit losses based on the bank's assessment of potential future defaults within its loan portfolio. It serves as a forward-looking indicator of credit quality and management's expectations regarding the collectability of outstanding financing receivables. A higher provision typically signals deteriorating credit conditions or significant portfolio growth.