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S&T Bancorp STBA Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$102.1M+8.9%
Net income$35.1M+5.0%
EPS (diluted)$0.94+8.0%

Balance sheet

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Cash & equivalents$339.1M+60.1%
Total debt$100.8M-30.9%
Total equity$1.4B+0.9%
Total assets$9.9B+2.3%

Cash flow

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Operating cash flow$42.5M+47.1%
CapEx$969.0K-43.9%
Free cash flow$41.6M+52.9%

Valuation

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Market cap$1.73B+7.8%
Enterprise value$1.49B-4.5%
P/E12.8×+0.7×
P/S4.2×0.0×

Profitability

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Net margin33.1%-1.9pp
FCF margin34.9%-4.9pp

Returns & leverage

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Return on equity9.5%-0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by S&T Bancorp in its filing.

Tagged under the XBRL concept stba:FinancingReceivableAndOffBalanceSheetLiabilityCreditLossExpenseReversal.

The official record: S&T Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is S&T Bancorp's provision for credit losses?
S&T Bancorp (STBA) reported provision for credit losses of $1.33M in Q1 2026.
How has S&T Bancorp's provision for credit losses changed year-over-year?
S&T Bancorp's provision for credit losses increased by 143.7% year-over-year, from -$3.04M to $1.33M.
What is the long-term trend for S&T Bancorp's provision for credit losses?
Over 3 years (2021 to 2025), S&T Bancorp's provision for credit losses has grown at a -22.9% compound annual growth rate (CAGR), from $16.21M to $7.42M.
What does provision for credit losses mean?
This represents the periodic charge to the income statement intended to maintain an adequate allowance for loan and lease losses based on management's assessment of credit risk. It reflects the anticipated losses within the loan portfolio and is a critical indicator of asset quality and credit risk management.