Commercial Banking — Provision for Credit Losses
Huntington Bancshares Commercial Banking — Provision for Credit Losses decreased by 68.3% to $38M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 44.1%, from $68M to $38M. Over 3 years (FY 2022 to FY 2025), Commercial Banking — Provision for Credit Losses shows an upward trend with a 72.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
A significant increase may signal deteriorating credit quality or a more conservative economic outlook for commercial borrowers.
Detailed definition
The expense recognized by the Commercial Banking segment to maintain an adequate allowance for expected future loan loss...
Peer comparison
Standard risk metric across the banking industry; peers report this as 'Provision for Loan and Lease Losses'.
hban_segment_commercial_banking_provision_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $137M | -$34M | $131M | -$205M | $84M | $20M | $39M | $28M | $17M | $72M | $61M | $24M | $1M | $50M | $68M | -$35M | $1M | $120M | $38M |
| QoQ Change | — | -124.8% | +485.3% | -256.5% | +141.0% | -76.2% | +95.0% | -28.2% | -39.3% | +323.5% | -15.3% | -60.7% | -95.8% | >999% | +36.0% | -151.5% | +102.9% | >999% | -68.3% |
| YoY Change | — | — | — | -249.6% | +347.1% | — | -70.2% | +113.7% | -79.8% | +260.0% | +56.4% | -14.3% | -94.1% | -30.6% | +11.5% | -245.8% | +0.0% | +140.0% | -44.1% |
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Frequently Asked Questions
- What is Huntington Bancshares's commercial banking — provision for credit losses?
- Huntington Bancshares (HBAN) reported commercial banking — provision for credit losses of $38M in Q1 2026.
- How has Huntington Bancshares's commercial banking — provision for credit losses changed year-over-year?
- Huntington Bancshares's commercial banking — provision for credit losses decreased by 44.1% year-over-year, from $68M to $38M.
- What is the long-term trend for Huntington Bancshares's commercial banking — provision for credit losses?
- Over 3 years (2022 to 2025), Huntington Bancshares's commercial banking — provision for credit losses has grown at a 72.5% compound annual growth rate (CAGR), from $30M to $154M.
- What does commercial banking — provision for credit losses mean?
- The amount set aside by the Commercial Banking segment to cover potential future losses on loans.