What is Prosperity Bancshares's provision for credit losses?

Prosperity Bancshares (PB) reported provision for credit losses of $0 in Q1 2026.

What does provision for credit losses mean?

This represents the non-cash charge taken against earnings to increase the allowance for loan and lease losses. It reflects management's assessment of the credit risk inherent in the loan portfolio and the potential for future defaults. A higher provision typically indicates an expectation of deteriorating credit quality or portfolio growth.

Prosperity Bancshares PB Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$367.6M+19.9%

Net income$116.3M-10.7%

EPS (diluted)$1.16-15.3%

Balance sheet

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Cash & equivalents$1.5B-8.7%

Total debt$27.6M—

Total equity$8.2B+9.2%

Total assets$43.6B+12.5%

Cash flow

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Operating cash flow$185.1M+3.9%

CapEx$7.0M-0.9%

Free cash flow$178.1M+4.1%

Valuation

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Market cap$7.18B+0.3%

P/E13.6×-0.8×

P/S5.5×-0.4×

Profitability

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Net margin40.4%-0.5pp

FCF margin40%—

Returns & leverage

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Return on equity6.7%-0.1pp

Debt / equity0×—

Where this comes from

Reported directly by Prosperity Bancshares in its filing.

Tagged under the XBRL concept pb:ProvisionForCreditLosses.

The official record: Prosperity Bancshares’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Prosperity Bancshares's provision for credit losses?: Prosperity Bancshares (PB) reported provision for credit losses of $0 in Q1 2026.
What does provision for credit losses mean?: This represents the non-cash charge taken against earnings to increase the allowance for loan and lease losses. It reflects management's assessment of the credit risk inherent in the loan portfolio and the potential for future defaults. A higher provision typically indicates an expectation of deteriorating credit quality or portfolio growth.