Operating

Provision for Credit Losses

Lamar Advertising Provision for Credit Losses decreased by 14.9% to $2.18M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 82.2%, from $1.20M to $2.18M. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 20.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026May 7, 2026

How to read this metric

An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.

Detailed definition

This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...

Peer comparison

Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.

Metric ID: provision_for_credit_losses_cf

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.62M$1.47M$1.82M-$39.00K$4.41M$1.50M$3.15M$1.40M$4.16M$3.05M$4.13M$312.00K$1.33M$3.25M$3.88M$1.20M$2.08M$3.58M$2.56M$2.18M
QoQ Change-9.4%+24.0%-102.1%>999%-66.0%+109.7%-55.6%+197.9%-26.7%+35.3%-92.4%+326.6%+144.1%+19.4%-69.2%+74.0%+72.2%-28.5%-14.9%
YoY Change+172.5%+2.4%+73.2%>999%-5.6%+103.4%+31.3%-77.7%-68.0%+6.5%-6.1%+283.0%+56.2%+10.2%-34.0%+82.2%
Range-$39.00K$4.41M
CAGR+6.5%
Avg YoY Growth+269.5%
Median YoY Growth+20.7%
Current Streak2 quarters decline

Frequently Asked Questions

What is Lamar Advertising's provision for credit losses?
Lamar Advertising (LAMR) reported provision for credit losses of $2.18M in Q1 2026.
How has Lamar Advertising's provision for credit losses changed year-over-year?
Lamar Advertising's provision for credit losses increased by 82.2% year-over-year, from $1.20M to $2.18M.
What is the long-term trend for Lamar Advertising's provision for credit losses?
Over 4 years (2021 to 2025), Lamar Advertising's provision for credit losses has grown at a 20.1% compound annual growth rate (CAGR), from $4.53M to $9.41M.
What does provision for credit losses mean?
The amount of money a lender sets aside to cover expected losses from unpaid debts.