What is Lument Finance Trust's provision for credit losses?

Lument Finance Trust (LFT) reported provision for credit losses of $3.60M in Q4 2025.

How has Lument Finance Trust's provision for credit losses changed year-over-year?

Lument Finance Trust's provision for credit losses increased by 173.5% year-over-year, from $1.32M to $3.60M.

What is the long-term trend for Lument Finance Trust's provision for credit losses?

Over 2 years (2023 to 2025), Lument Finance Trust's provision for credit losses has grown at a 138.8% compound annual growth rate (CAGR), from $2.52M to $14.39M.

What does provision for credit losses mean?

The estimated cost of potential future loan defaults or credit losses.

Operating

Provision for Credit Losses

Lument Finance Trust Provision for Credit Losses remained flat by 0.0% to $3.60M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 173.5%, from $1.32M to $3.60M. Over 2 years (FY 2023 to FY 2025), Provision for Credit Losses shows an upward trend with a 138.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementCash Flow Statement

SectionOperating

CategoryRisk

SignalLower is better

VolatilityVolatile

First reportedQ1 2023

Last reportedQ4 2025Mar 23, 2026

How to read this metric

An increase suggests deteriorating credit quality or a more conservative outlook on the loan portfolio.

Detailed definition

This represents the non-cash charge taken against earnings to account for expected losses in the loan portfolio. It refl...

Peer comparison

Critical for financial institutions; compared to peers based on portfolio risk profile and economic cycle.

Metric ID: operating_financing_receivable_excluding_accrued_interes_18c6ae

Historical Data

3 years

	FY'23	FY'24	FY'25
Value	$2.52M	$5.26M	$14.39M
YoY Change	—	+108.4%	+173.5%

Range$2.52M – $14.39M

CAGR+138.8%

Avg YoY Growth+141.0%

Median YoY Growth+141.0%

Current Streak2+ years growth

Provision for Credit Losses at Other Companies

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Frequently Asked Questions

What is Lument Finance Trust's provision for credit losses?: Lument Finance Trust (LFT) reported provision for credit losses of $3.60M in Q4 2025.
How has Lument Finance Trust's provision for credit losses changed year-over-year?: Lument Finance Trust's provision for credit losses increased by 173.5% year-over-year, from $1.32M to $3.60M.
What is the long-term trend for Lument Finance Trust's provision for credit losses?: Over 2 years (2023 to 2025), Lument Finance Trust's provision for credit losses has grown at a 138.8% compound annual growth rate (CAGR), from $2.52M to $14.39M.
What does provision for credit losses mean?: The estimated cost of potential future loan defaults or credit losses.