What does TCBNW — income (loss) before income taxes mean?

This metric measures the pre-tax profitability of the Commerce Bank Northwest segment by subtracting all operating and interest expenses from the segment's total revenue. It provides a clear view of the segment's core financial performance and its contribution to the bank's bottom line before tax considerations. This is a key indicator of the segment's operational success and market competitiveness.

Zions Bancorporation (ZION) TCBNW — Income (loss) before income taxes

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Other segment segments

Zions Bank

$79M-4.8%

Similar metrics at other companies

TOLMountain — Income (loss) before income taxes

$86.07M-37.6%

TOLNorth — Income (loss) before income taxes

$72.2M-12.1%

TOLPacific — Income (loss) before income taxes

$80.32M-10.5%

TOLSouth — Income (loss) before income taxes

$114.82M-29.5%

TOLMid-Atlantic — Income (loss) before income taxes

$72.97M+15.4%

SGRYSurgical Facilities — Income (loss) before income taxes

-$3.3M-1,000%

Other financials

Income statement

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Revenue$1.1B+35.7%

Net income$453.0M+85.7%

EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%

Total equity$7.7B+16.4%

Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M—

CapEx$33.0M+6.5%

Free cash flow$389.0M—

Valuation

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Market cap$10.46B+37.6%

P/E8.9×-0.1×

P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp

FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp

Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed: Aug 6, 2026, 3:30 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0000109380-26-000111

(In millions)	NBAZ / 2026	NBAZ / 2025	NSB / 2026	NSB / 2025	Vectra / 2026	Vectra / 2025
Occupancy and equipment, net	1	1	10	8	44	40
Other direct expenses 2	1	1	43	34	91	86
Indirect/allocated expenses	6	4	(300)	(272)	—	—
Total noninterest expense	12	9	24	28	551	527
Income (loss) before taxes	$9	$9	$265	$(1)	$583	$312
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans	$2,184	$2,019	$900	$916	$61,858	$60,460
Total average deposits	1,116	1,146	4,545	5,149	76,238	74,266

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's TCBNW — income (loss) before income taxes?: Zions Bancorporation (ZION) reported TCBNW — income (loss) before income taxes of $9M in Q2 2026.
What does TCBNW — income (loss) before income taxes mean?: This metric measures the pre-tax profitability of the Commerce Bank Northwest segment by subtracting all operating and interest expenses from the segment's total revenue. It provides a clear view of the segment's core financial performance and its contribution to the bank's bottom line before tax considerations. This is a key indicator of the segment's operational success and market competitiveness.