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Zions Bancorporation ZION Zions Bank — Income (loss) before income taxes

Other segment segments

TCBNW
$9M

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)Zions Bank / 2026Zions Bank / 2025CB&T / 2026CB&T / 2025Amegy / 2026Amegy / 2025
Occupancy and equipment, net779888
Other direct expenses 2131612111011
Indirect/allocated expenses908162567064
Total noninterest expense149142118109118114
Income (loss) before taxes$79$83$92$102$77$56
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans$15,358$15,008$15,398$15,176$14,740$14,158
Total average deposits21,12920,82715,89315,21015,35514,573

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's zions bank — income (loss) before income taxes?
Zions Bancorporation (ZION) reported zions bank — income (loss) before income taxes of $79M in Q2 2026.
How has Zions Bancorporation's zions bank — income (loss) before income taxes changed year-over-year?
Zions Bancorporation's zions bank — income (loss) before income taxes decreased by 4.8% year-over-year, from $83M to $79M.
What is the long-term trend for Zions Bancorporation's zions bank — income (loss) before income taxes?
Over 4 years (2021 to 2025), Zions Bancorporation's zions bank — income (loss) before income taxes has grown at a -2.5% compound annual growth rate (CAGR), from $381M to $344M.
What does zions bank — income (loss) before income taxes mean?
The segment's profitability calculated as total revenues minus noninterest expenses and provision for credit losses, before accounting for income tax expenses. It serves as the primary indicator of the segment's core financial performance.

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