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Zions Bancorporation ZION Vectra — Interest Income (Expense), Operating

Other segment segments

Zions Bank
$187M+2.7%
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$21M

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)NBAZ / 2026NBAZ / 2025NSB / 2026NSB / 2025Vectra / 2026Vectra / 2025
SELECTED INCOME STATEMENT DATA
Net interest income 1$68$64$55$53$34$36
Provision for credit losses1(5)4
Net interest income after provision for credit losses676955493436
Noninterest income14101313811
Noninterest expense:
Salaries and employee benefits131311111010
Technology, telecom, and information processing111111

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's vectra — interest income (expense), operating?
Zions Bancorporation (ZION) reported vectra — interest income (expense), operating of $34M in Q2 2026.
How has Zions Bancorporation's vectra — interest income (expense), operating changed year-over-year?
Zions Bancorporation's vectra — interest income (expense), operating decreased by 5.6% year-over-year, from $36M to $34M.
What is the long-term trend for Zions Bancorporation's vectra — interest income (expense), operating?
Over 4 years (2021 to 2025), Zions Bancorporation's vectra — interest income (expense), operating has grown at a 1.1% compound annual growth rate (CAGR), from $137M to $143M.
What does vectra — interest income (expense), operating mean?
This represents the net interest result of the segment's operating activities, calculated as interest income from loans and investments minus interest expense paid on deposits and borrowings. It reflects the core profitability of the segment's balance sheet management.

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