Airbnb Business Segments — Merchant fees and chargebacks decreased by 14.1% to $384.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 16.4%, from $330.00M to $384.00M. Over 3 years (FY 2022 to FY 2025), Business Segments — Merchant fees and chargebacks shows an upward trend with a 11.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase relative to revenue may signal rising payment processing costs or higher fraud rates.
Costs associated with payment processing, including merchant fees paid to financial institutions and losses incurred fro...
Comparable to payment processing expenses or transaction-related costs in e-commerce and fintech companies.
abnb_segment_reportable_segment_merchant_fees_and_chargebacks| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $298.75M | $298.75M | $298.75M | $298.75M | $342.25M | $342.25M | $342.25M | $342.25M | $393.00M | $412.00M | $373.00M | $330.00M | $399.00M | $436.00M | $447.00M | $384.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +14.6% | +0.0% | +0.0% | +0.0% | +14.8% | +4.8% | -9.5% | -11.5% | +20.9% | +9.3% | +2.5% | -14.1% |
| YoY Change | — | — | — | — | +14.6% | +14.6% | +14.6% | +14.6% | +14.8% | +20.4% | +9.0% | -3.6% | +1.5% | +5.8% | +19.8% | +16.4% |