Arbor Realty Trust Agency Business — Allowance for loss-sharing obligations increased by 9.4% to $106.77M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 24.9%, from $85.52M to $106.77M. Over 4 years (FY 2021 to FY 2025), Agency Business — Allowance for loss-sharing obligations shows an upward trend with a 10.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase suggests higher expected credit losses or a larger portfolio subject to recourse, while a decrease suggests improved credit quality.
A reserve established to cover potential losses arising from loss-sharing agreements with government-sponsored enterpris...
Similar to 'Reserve for Loan Losses' or 'Recourse Liability' for mortgage originators.
abr_segment_agency_business_allowance_for_loss_sharing_obligations| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $65.65M | $62.83M | $56.06M | $55.17M | $53.05M | $53.51M | $57.17M | $59.76M | $66.68M | $69.26M | $71.63M | $72.79M | $76.56M | $80.58M | $83.15M | $85.52M | $89.76M | $95.82M | $97.58M | $106.77M |
| QoQ Change | — | -4.3% | -10.8% | -1.6% | -3.8% | +0.9% | +6.8% | +4.5% | +11.6% | +3.9% | +3.4% | +1.6% | +5.2% | +5.2% | +3.2% | +2.8% | +5.0% | +6.8% | +1.8% | +9.4% |
| YoY Change | — | — | — | — | -19.2% | -14.8% | +2.0% | +8.3% | +25.7% | +29.4% | +25.3% | +21.8% | +14.8% | +16.3% | +16.1% | +17.5% | +17.2% | +18.9% | +17.4% | +24.9% |