Arbor Realty Trust Structured Business — Variable rate, spread remained flat by 0.0% to 3.0% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 62.2%, from 1.8% to 3.0%. This decline may warrant attention — for this metric, higher values are generally preferred.
A wider spread indicates higher profitability per loan, while a narrowing spread suggests increased competition or lower risk premiums.
The average interest rate margin earned by the structured business segment on its variable-rate loan portfolio over a be...
Commonly reported as 'weighted average spread' or 'net interest spread' in floating-rate lending.
abr_segment_structured_business_variable_rate_spread| Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 3.5% | 2.8% | 2.2% | 2% | 2.5% | 2.3% | 3.3% | 3.1% | 3.3% | 1.9% | 3% | 3% | 3% |
| QoQ Change | — | -21.1% | -20.3% | -9.1% | +25.0% | -10.0% | +44.4% | -4.3% | +4.5% | -43.1% | +62.2% | +0.0% | +0.0% |
| YoY Change | — | — | — | -42.9% | +13.6% | — | +62.5% | — | +30.0% | -43.1% | -3.5% | -7.7% | +62.2% |