Affirm Holdings, Inc. Payable to third-party loan owners increased by 36.8% to $178.28M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 0.7%, from $177.00M to $178.28M. Over 4 years (FY 2021 to FY 2025), Payable to third-party loan owners shows an upward trend with a 43.4% CAGR.
Higher levels indicate a reliance on third-party funding for loan originations, which is central to the company's business model.
Refers to long-term obligations owed to third-party entities that have purchased or funded loans originated by the compa...
Common in marketplace lending and fintech companies that utilize third-party capital to fund consumer credit.
non_current_liabilities_third_party_loan_owner_payable| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $50.08M | $38.46M | $71.52M | $35.96M | $71.38M | $90.81M | $127.38M | $44.19M | $53.85M | $109.50M | $134.57M | $129.73M | $159.64M | $152.04M | $157.25M | $177.00M | $211.70M | $193.79M | $130.33M | $178.28M |
| QoQ Change | — | -23.2% | +85.9% | -49.7% | +98.5% | +27.2% | +40.3% | -65.3% | +21.9% | +103.3% | +22.9% | -3.6% | +23.1% | -4.8% | +3.4% | +12.6% | +19.6% | -8.5% | -32.7% | +36.8% |
| YoY Change | — | — | — | — | +42.5% | +136.1% | +78.1% | +22.9% | -24.6% | +20.6% | +5.6% | +193.6% | +196.4% | +38.8% | +16.9% | +36.4% | +32.6% | +27.5% | -17.1% | +0.7% |