What is Affirm Holdings, Inc.'s processing reserves?

Affirm Holdings, Inc. (AFRM) reported processing reserves of $118.17M in Q1 2026.

How has Affirm Holdings, Inc.'s processing reserves changed year-over-year?

Affirm Holdings, Inc.'s processing reserves increased by 56.1% year-over-year, from $75.72M to $118.17M.

What is the long-term trend for Affirm Holdings, Inc.'s processing reserves?

Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s processing reserves has grown at a 59.5% compound annual growth rate (CAGR), from $14.04M to $90.83M.

Other

Processing reserves

Affirm Holdings, Inc. Processing reserves decreased by 5.6% to $118.17M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 56.1%, from $75.72M to $118.17M. Over 4 years (FY 2021 to FY 2025), Processing reserves shows an upward trend with a 59.5% CAGR.

Analysis

StatementBalance Sheet Statement

SectionOther

First reportedQ2 2020

Last reportedQ1 2026

Metric ID: other_cash_deposits_processing_reserves

Historical Data

20 periods

	Q2 '21	Q3 '21	Q4 '21	Q1 '22	Q2 '22	Q3 '22	Q4 '22	Q1 '23	Q2 '23	Q3 '23	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26
Value	$14.04M	$25.02M	$19.69M	$21.24M	$26.48M	$31.63M	$35.41M	$53.73M	$60.04M	$65.42M	$70.20M	$26.23M	$55.75M	$70.36M	$92.55M	$75.72M	$90.83M	$68.42M	$125.20M	$118.17M
QoQ Change	—	+78.2%	-21.3%	+7.9%	+24.7%	+19.4%	+11.9%	+51.7%	+11.7%	+9.0%	+7.3%	-62.6%	+112.6%	+26.2%	+31.5%	-18.2%	+20.0%	-24.7%	+83.0%	-5.6%
YoY Change	—	—	—	—	+88.6%	+26.4%	+79.9%	+153.0%	+126.7%	+106.8%	+98.2%	-51.2%	-7.1%	+7.6%	+31.8%	+188.7%	+62.9%	-2.8%	+35.3%	+56.1%

Range$14.04M – $125.20M

CAGR+56.6%

Avg YoY Growth+62.6%

Median YoY Growth+59.5%

Frequently Asked Questions

What is Affirm Holdings, Inc.'s processing reserves?: Affirm Holdings, Inc. (AFRM) reported processing reserves of $118.17M in Q1 2026.
How has Affirm Holdings, Inc.'s processing reserves changed year-over-year?: Affirm Holdings, Inc.'s processing reserves increased by 56.1% year-over-year, from $75.72M to $118.17M.
What is the long-term trend for Affirm Holdings, Inc.'s processing reserves?: Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s processing reserves has grown at a 59.5% compound annual growth rate (CAGR), from $14.04M to $90.83M.